The Stoic Life Chaser: Live Intentionally, Run Freely

Turning 35 was a sobering moment. As I reflected on my life, I couldn't help but acknowledge some significant financial missteps. Like many others, I succumbed to the allure of instant gratification, peer pressure, and impulsive spending.   The Cost of Procrastination One of my biggest regrets is not prioritizing saving early on. I could have significantly accelerated my financial progress through the power of compound interest. By delaying my savings journey, I missed out on valuable opportunities to build an emergency fund, invest in the stock market, and secure my financial future. The High Price of Impulsive Decisions Another regret is my impulsive decision to purchase a house and a car. While these assets can be valuable, they also come with significant financial burdens. The monthly mortgage and car payments have drained my resources, hindering my ability to save and invest. I should have carefully weighed the pros and cons of these purchases and considered the long-t...

Last February 9, 2025, history was made in Filinvest, Alabang, with the inaugural Army Navy Run for the Bunker. The day before, the Metro was drenched in scattered rain, and I braced myself for a soggy 12km run. But the universe had other plans! We arrived to find clear skies – a perfect start. My sibling and I fueled up with a quick Jollibee breakfast before heading to the race kit pickup. The event had a distinct, intimate feel. The sponsor tents, while fewer than at larger races, added to the burgeoning excitement. This was a first, and you could feel the energy in the air. The pre-race buzz was infectious. A lively Zumba session got everyone warmed up and stretched, ready to tackle the course. As we gathered at the starting line, the countdown began, and at zero, we surged forward, each driven by our own personal motivations. The route was well-organized, with marshals guiding us along the way. Photographers captured the moments, allowing us to strike a pose and preserve the ...

  Last year, I stumbled upon the Bohol International Marathon on social media and was immediately intrigued by its unique concept. The idea of indulging in lechon stops during a marathon was unlike anything I had ever heard of! Coupled with the stunning beauty of Bohol, it was an irresistible opportunity. In August 2024, I embarked on my 21KM journey in Bohol, arriving a few days early to explore the picturesque Alona Beach. As a solo traveler, I was eager to discover what this island paradise had to offer. To reach Bohol, I booked a round-trip flight from Manila to Tagbilaran Airport. Upon arrival, I hailed a tricycle to the BE Grand Hotel to pick up my racing kit. Afterward, I continued my journey by tricycle to my Airbnb accommodation, Alona Vikings Lodge. While the lodge offered a peaceful retreat away from Alona's bustling nightlife, its proximity to commercial areas was a minor drawback. Renting a motorcycle would have made exploring the area much easier, but as a non-rider, ...

“I stopped liking my job but I keep working because it pays well, and that makes me feel sick but not sick enough to quit which makes me even more sick” – from the movie Good Grief (2023) After spending nearly 13 years in the BPO industry, I've held a variety of roles, from a regular agent to a managerial position. While I've achieved success and gained valuable experience in this field, I've begun to question if it truly aligns with my long-term goals and personal aspirations. Despite the security and comfort of my current position, I've been feeling a growing sense of dissatisfaction. The daily grind of meetings, KPIs, and client management has become routine, but it no longer ignites my passion. I yearn for a career that is more fulfilling and aligns with my true self. As I contemplate this career shift, I'm grappling with the fear of the unknown. Leaving a stable job and venturing into a new field is daunting, especially when it comes to providing for my f...

When I was younger, I naively believed that a stable job with a decent salary would be enough to fulfill my financial aspirations. I envisioned myself working 8-9 hours a day in an office, diligently saving up for retirement. However, as I got older, I realized that this traditional path wasn't going to cut it, especially if I wanted to achieve early financial freedom. I needed to find ways to grow my money passively, while I was sleeping. Thanks to the internet, I discovered a world of opportunities to invest and build wealth. In this blog post, I'll share a glimpse of my personal financial portfolio and explain why I chose these investments. Savings Savings has been the cornerstone of my financial journey. I've consistently set aside a portion of my income each month, and I've also been disciplined about saving a significant portion of any bonuses I receive. While I'm not primarily focused on the interest rates offered by savings accounts, they serve as a crucial ...

In our fast-paced world, characterized by constant stimulation and endless demands, the simple act of pausing often gets overlooked. Yet, it's precisely in these moments of stillness that we can rediscover our inner peace, clarity, and resilience. This blog post will explore the profound benefits of pausing and offer practical tips on how to incorporate it into your daily life. However, it's important to note that while pausing is beneficial, too much of it can also have negative consequences. The Benefits of Pausing Reduced stress and anxiety: Taking a moment to breathe and center yourself can significantly lower stress levels. Increased focus and productivity: Paradoxically, pausing can enhance your ability to concentrate and achieve your goals. Improved decision-making: Stepping back from a situation allows for clearer thinking and better choices. Enhanced creativity: When your mind is quiet, innovative ideas can emerge...

Are you tired of living paycheck to paycheck? Feeling overwhelmed by your finances? You're not alone. Taking control of your money is essential for achieving financial freedom and peace of mind. Budgeting is a powerful tool that can help you make the most of your income. In this guide, I'll share my tried-and-true budgeting method that has transformed my financial life. While everyone's financial situation is unique, the principles outlined here can be adapted to fit your specific needs. Let's embark on this journey together towards financial well-being. Budgeting Steps Categorize Your Expenses: Start by listing all your expenses for the past three months. Divide them into categories like housing, utilities, food, transportation, and entertainment. This will help you identify your spending habits and prioritize essential costs. Prioritize Savings: Dedicate a specific amount of your income to savings. Determine how much you can rea...