The Stoic Life Chaser: Live Intentionally, Run Freely

Are you tired of living paycheck to paycheck? Feeling overwhelmed by your finances? You're not alone. Taking control of your money is essential for achieving financial freedom and peace of mind. Budgeting is a powerful tool that can help you make the most of your income. In this guide, I'll share my tried-and-true budgeting method that has transformed my financial life. While everyone's financial situation is unique, the principles outlined here can be adapted to fit your specific needs. Let's embark on this journey together towards financial well-being. Budgeting Steps Categorize Your Expenses: Start by listing all your expenses for the past three months. Divide them into categories like housing, utilities, food, transportation, and entertainment. This will help you identify your spending habits and prioritize essential costs. Prioritize Savings: Dedicate a specific amount of your income to savings. Determine how much you can rea...

Thirty-five years have flown by, and while I can't claim to have life figured out, I’ve certainly had my share of adventures. It’s been a journey filled with ups and downs, each experience shaping the person I am today. In this post, I’ll share three invaluable lessons I’ve learned along the way that continue to guide me as I navigate this next chapter of life. Overcoming Overthinking “We suffer more in imagination than in reality.” Seneca’s words have been a constant reminder for me. I’ve always been someone who struggles to express emotions, and when I can’t articulate my feelings, my mind races, creating countless worst-case scenarios. These imagined catastrophes often caused unnecessary anxiety and prevented me from fully enjoying the present moment. To combat this, I’ve started practicing mindfulness and meditation through running. These techniques have helped me become more aware of my thoughts and learn to let go of those that don’t serve me. Additionally, I’ve made a consci...

Introduction Turning 35, I found myself lost in a social media maze. A podcast about beating money worries sparked a lightbulb moment: I needed to share my story. Inspired by financial experts, philosophy gurus, and the freedom of running, I decided to start this blog. It's a place to talk about money, life lessons, and finding my pace. Overcoming Debt I was buried under almost 100K pesos in credit card debt. The weight of it felt crushing. Every payday was a battle, with most of my income swallowed by interest payments. The constant anxiety of falling deeper into debt was a heavy burden. It was a wake-up call. I realized I couldn't continue living paycheck to paycheck, trapped in a cycle of endless consumption. The decision to break free was difficult, but necessary. My first goal was simple: eliminate the debt. I created a strict budget, cut back on unnecessary expenses, and allocated as much as possible towards debt repayment. It was a grueling process, filled with temptat...