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Showing posts from February, 2025

A Financial Wake-Up Call

Turning 35 was a sobering moment. As I reflected on my life, I couldn't help but acknowledge some significant financial missteps. Like many others, I succumbed to the allure of instant gratification, peer pressure, and impulsive spending.   The Cost of Procrastination One of my biggest regrets is not prioritizing saving early on. I could have significantly accelerated my financial progress through the power of compound interest. By delaying my savings journey, I missed out on valuable opportunities to build an emergency fund, invest in the stock market, and secure my financial future. The High Price of Impulsive Decisions Another regret is my impulsive decision to purchase a house and a car. While these assets can be valuable, they also come with significant financial burdens. The monthly mortgage and car payments have drained my resources, hindering my ability to save and invest. I should have carefully weighed the pros and cons of these purchases and considered the long-t...

Conquering the 12KM: My First Army Navy Run for the Bunker

Last February 9, 2025, history was made in Filinvest, Alabang, with the inaugural Army Navy Run for the Bunker. The day before, the Metro was drenched in scattered rain, and I braced myself for a soggy 12km run. But the universe had other plans! We arrived to find clear skies – a perfect start. My sibling and I fueled up with a quick Jollibee breakfast before heading to the race kit pickup. The event had a distinct, intimate feel. The sponsor tents, while fewer than at larger races, added to the burgeoning excitement. This was a first, and you could feel the energy in the air. The pre-race buzz was infectious. A lively Zumba session got everyone warmed up and stretched, ready to tackle the course. As we gathered at the starting line, the countdown began, and at zero, we surged forward, each driven by our own personal motivations. The route was well-organized, with marshals guiding us along the way. Photographers captured the moments, allowing us to strike a pose and preserve the ...